Your Service Business: Earn More-Stress Less

How These 12 Freelance Business Owners Earn Over $100,000 Per Year
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Becoming a self-employed contractor has many advantages. Starting your own business, being the boss and calling the shots is very attractive to anyone with an entrepreneurial urge. It can also be one of the easiest ways to transition from full-time employment to running your own business provided you have solid skills and experience in your profession. In many professions becoming self-employed is no longer a matter of choice.

Here's what you need to know to start and build a successful business as a self-employed contractor. If you are fortunate enough to have or be able to get well-paid, secure employment with benefits and reasonable job satisfaction it may not make sense to become self-employed, no matter how great your desire to become an entrepreneur. Organizing vacations, making major purchases, and planning retirement are much easier and less stressful when you have a steady paycheck and regular working hours, particularly if you have dependents.

Being your own boss has many advantages, but it also means all the responsibility for the success of your business including income rests on your shoulders. Depending on the type of contracting business you intend to start, how much capital if any will you need for business premises, machinery, equipment, etc.? Capital financing may not be an issue for a computer consultant who can start a home-based consulting business with only a laptop and mobile phone, but starting an excavating business, for instance, may require hundreds of thousands of dollars in equipment.

In addition to capital financing you will need to cover business and personal expenses until your business generates income, Even if you already have clients when you start the business it may be months before you get paid for the completion of your first project. Before you make the jump to becoming a contractor, perform a complete review of your finances and estimate your needs as closely as possible, then if needed consider possible sources of financing such as family, friends, or business loans from financial institutions spoiler alert — it is virtually impossible to get financing for a new business from a bank unless you have sufficient collateral in the form of personal assets.

If financing is required and you intend to seek loans or capital investment from equity investors then you will need to have a comprehensive outline of your financial requirements as part of your business plan. Do you need a business plan? Having a solid business plan and updating it on a regular basis gives you a blueprint for success.

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In Stock. Lastly, the ease of use of their website and the amount of information and product photos including customer photos really helps customers engage with their website completely. Hell, work from a laptop on the couch while streaming; Netflix and Making Money is the new Netflix and Chill. New Book. With such a wide range of choices that span across different market segments, you should hopefully be able to find your next startup idea and turn it into a money-making machine. Offer a class each month on a different aspect of gardening, including planning flower beds, learning about perennials, preparing the soil, creating an English garden, bulb planting, and the like.

While most of my clients were from word of mouth referrals, I was also able to offer my child care services on the local bulletin board at our church, and I told everyone I wanted to work. You too can make good money by offering your services as a nanny, babysitter, or elderly caretaker. Places like Facebook, Craigslist, and local bulletin boards are great places to promote your business plus, they're free!

How Dentists Can Earn More and Stress Less [Infographic]

Always remember to personally connect with neighbors, friends, and family and let them know about your services. You can also check out third-party platforms like Care. If you are connected with a job on one of these platforms they'll take a small percentage of the total transaction fee. In fact, the on-demand economy has made it easier than ever to make money on demand — to find out more check out this post. These sites are job boards for freelancers and businesses; it is a place to connect, shop around, and most importantly get some money into your pocket.

While many of these sites may offer smaller payouts, they are a great place to gain experience and build up your portfolio. Remember to set up your digital footprint from the beginning, the majority of social media sites are free to join, as well as a basic blog from WordPress or Blogger. For more information on setting up your freelance business,. Want to know where to find the writing gigs?

While most direct sales and internet business opportunities have a small startup fee, there are a few that do not. Each company allows you to set up shop online for FREE. Then for each item that is sold through your shop, you'll earn a specified commission. Many direct sales companies offer a FREE starter kit if you meet certain milestones during your first 30 — 60 days. In fact, Angie Nelson has a great list of companies that have an earn your kit option.

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Need even more ideas? Here are some internet businesses in the fashion industry that allow you to set up shop for FREE! Simply find your gadget on their website, answer a few questions, and ship it off for free with their pre-paid envelopes.

Product-Based Startup Ideas

Payments are made via check, Amazon gift card, or PayPal. Cash 4 Books is an online business where you can sell new and used books. Next, send your books in with a pre-paid shipping label. It can be difficult to balance the stress that you feel at work with a healthy personal life. You may be so focused on earning enough money that you may not be enjoying the rest of your life.

Should I Work for More Money and Added Stress?

Many people make it to the top management positions only to realize that they do not enjoy where they are or what they are doing. The stress in some positions may be bad enough that you need to cut back for health reasons or to maintain a healthy relationship with your spouse or friends and family. If you are offered a new position, you will need to take the time to weigh whether the stress and additional responsibilities make taking the position worth it. While it is always nice to make more money, you may find that you are willing to work at a job with less stress so that you can enjoy your life more.

If reach this point, you will need to work on cutting back so that your pay cut does not ruin you financially. As you consider changing your current career you should ask yourself these questions:.

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It is important to consider whether or not you will enjoy the work that you will be doing in the new position. Often a promotion means you will be doing a different type of work. You may be moving into management, which means that you will not be doing the same type of work on the projects.

If this position will move towards your long-term career goals , then taking the new position makes sense.